Book Payments Using a Nacha File

How to book echeck payments and upload them to a bank via a Nacha file for processing.

1. Note: When payments are created and applied in BillMax, BillMax assumes that the e-check payment is going to be good. The customer, if getting a billing statement or payment confirmation, will see a payment has been made.
   Create an echeck in BillMax manually Manually Process an Electronic Check or from a scheduled payment via batch processing.
2. Note: The payment entered makes an entry in the current transaction file. No money has been collected. No payment have been processed. Bookkeeping entries only have been made in BillMax.
   When ready to process payments, choose Billing Administration > Create Bank EFP.
3. Click Create Nacha File to close the current transaction file and create a file in Nacha format.
4. Choose the Bank Files tab and select the file to download.
5. Click Download Selected. Upload the file to the bank to have the payments processed.
6. If the bank report the payment not actually collected, Book a Payment Reversal